US business banking — sorted, from anywhere.
A US company is only half the story; you need somewhere to actually get paid. We help founders open US business banking with the partners we trust — and we'll line it up alongside your company formation so you're ready to invoice on day one.
Banking built for modern founders.
Curated, not cluttered — the accounts and cards we set our own clients up with.
Modern online banking built for startups and small businesses — clean, fast, and friendly to non-resident founders.
- Free checking & savings, no monthly fees
- Apply online — no US visit needed
- Virtual & physical cards, easy payments
Corporate cards and spend management for fast-scaling, venture-backed companies that need controls and rewards.
- Higher limits for funded companies
- Built-in spend controls & rewards
- Integrates cleanly with your accounting
Smart cards and financial tools for founders managing spend across borders and currencies.
- Multi-currency-friendly spending
- Cards & controls for your team
- Works alongside your main account
Get paid by marketplaces and global clients into USD, EUR and GBP receiving accounts.
- Receiving accounts in major currencies
- Withdraw to local banks worldwide
- Widely accepted by global platforms
Hold and convert 40+ currencies at the real exchange rate, with local account details in major currencies.
- Real mid-market FX, low fees
- Local account details in 9+ currencies
- Batch payments & accounting sync
Multi-currency business accounts, cards and FX for companies scaling across markets.
- Global accounts & multi-currency cards
- Competitive cross-border FX
- APIs & spend tools as you grow
Corporate cards, expense management and bill pay in one platform — control over every dollar your team spends.
- Smart corporate cards with limits
- Automated expense & bill workflows
- Syncs with your accounting
Partner availability and features vary by eligibility and change over time. We'll confirm the best current fit for your business.
Forming a company? We'll line up the bank too.
Opening a US bank account as a non-resident trips a lot of founders up — wrong documents, wrong order, rejected applications. When we handle your company setup and EIN, we prepare everything your bank needs and guide the application, so you go from idea to invoicing without the dead ends.
What founders ask us most.
Want your books connected to it all?
See the Xero-centred tech stack we build — A2X, Hubdoc, Shopify, Amazon and more.
Let's get you banking-ready.
Tell us about your company and where you're based. We'll recommend the right banking setup and help you get approved.
- Right partner for your stage
- Documents prepared for approval
- From anywhere in the world